Loans between Individuals Navarra – Fast Credits in Navarra

  • September 16, 2019

Private loans in Navarra

When thinking about financing through private loans in Navarra, the broad scope of the concept of financing must be considered and all financing options must be studied and analyzed through existing private loans in Navarra, this is extremely important in order to provide the best personal loan and get money. Fast and urgent liquidity in an accessible way.

Access private loans in Navarra

Access private loans in Navarra

Accessing private loans in Navarra through Credither has many advantages, and some of them can be detailed below:

On the one hand, private loans in Navarra of Credither respond to what was indicated in the previous paragraphs, since they are not a closed proposal, but can be adapted to the needs of each client. In other words, according to the needs of each particular client, it is possible to offer one type of financial product and another so that it is completely adapted to their needs .

In addition, of all the power of analysis and financial intermediation that from Credither can be provided, it is also very remarkable that the company promotes and offers first level access to capital from venture capital.

Advantages of private loans in Navarra

Advantages of private loans in Navarra

All of the above has other advantages associated. Advantages such as the availability of fast money, urgent liquidity without cumbersome waiting periods, since the operations are carried out very quickly, quickly and efficiently, and also of course advantages such as the conditions of the loans. Some advantages of private loans in Navarra are extremely advantageous precisely at that level of negotiation and direct operation which is available in Credither and which was already indicated in this same text.

With all of the above, and with many other details that could be mentioned, it is clear and it is quite obvious that if you want to access the best financing, the ideal is to do it from a secure, powerful and transparent access point such as Credither. This undoubtedly maximizes and optimizes the financing options for the intended personal credit.

The suitability of private loans

The suitability of private loans

Transcending the foregoing, it is also interesting to approach another topic, a topic that had been intuited since the first of this article, but that should be analyzed in depth: the issue of the suitability of personal loans as a source of access to fast money.

When someone is in need of financing, before deciding that by whom they will finance it, they must first deal with what they are going to finance, then in how they will finance it and it is after this phase that they can enter in any case in looking for who will finance it.

The first of the variables is key because of that to be financed, the answer to how to finance it can be found. This is extremely vital since the concrete assumption to be financed will result in the suitability of a financial product or another to finance it.

And that is not the case, for example, if, for example, what is required financially is a long-term and long-term financeable asset (such as, for example, the acquisition of a vehicle) that if what is required is, for example, to solve quickly and urgently a specific tension of liquidity, which requires a given injection of liquidity to return in a very short period of time.

All of the above will determine that the financial product, that the personal loans offered to cover such needs are extremely different. And that is what will introduce the matter in the way of financing what is intended to be financed.

Have professional advice

Have professional advice

In these previous points it is also absolutely advisable to have the professional, expert and personalized advice of companies such as Credither, because you are knowing what is going to be financed, they will be able to advise the best way of financing and the best form of vehicle that how to finance it .

Of course, all of the above must be accompanied by a prior to all this, that prior is none other than the analysis of the financing capacity of the person who wishes to finance, because it will be useless to know what you want to finance, how it is wanted to be financed and the one who is going to finance it, if it is unknown beforehand if this can be carried out due to the capacity that the subject in question may have to support the financing.

The answer to all this will also be found in a previous personal and sincere analysis of the people who intend to access the financing, giving a sincere response to their ability to return their loans and the ability to guarantee the operation to be financed.

For this previous analysis, Credither also offers an answer and interesting possibilities, since the personal loans of Credither can be adapted to different realities of different credit profiles, so they can be celebrated having as guarantee real estate, also with movable goods, or even analyze Other options according to customer needs.

Whatever your case, do not hesitate to request information on private loans in Navarra from Credither and you will see how to find a solution tailored to you.

Apply for a Mini Loan – A Mini Loan Immediately

  • September 3, 2019

 

Do you want to request a mini loan, a small loan of 100, 200, 400, 800 or 1000 euros? A simple form is enough to get this to your account quickly and within 24 hours. But pay attention to which mini-loan provider you directly request a mini-loan or mini-credit. The costs can be quite substantial. Fortunately there are also alternatives.

  • Tip: nowadays you can also get a loan of 1500 euros through the Spanish bank Bankate, without extra high costs. If you opt for a revolving credit with Bankate of 1500 euros, you do not have to take everything out of your loan immediately.
  • You can request a mini-loan directly from Merratu or Dapodle, but there are high costs involved. These are in 2019 the only mini-loan providers in the Netherlands.
  • These costs for a mandatory guarantor are not immediately visible from the websites of the mini-loan providers, but are between 25% and 30% of the loan. If you have your own guarantor, you only pay the low interest costs.
  • The risk of a mini loan is therefore high. The mini loan is therefore often discouraged for people with debts or low incomes.
  • People with debts, a low income or a negative BKR registration in particular have to think carefully about whether they want a mini loan.
  • There are also alternatives to the mini-loan that are cheaper. In this way you can also directly request a loan of 1500 euros through the Spanish bank Bankate.

Merratu Mini Loan

Merratu Mini Loan

The best known provider of mini loans is Merratu. The provider offers a loan quickly (within 1 day) and easily without paperwork. You often only have to fill in a form, send a photo of your identity card. You will almost immediately receive a proposal by e-mail to borrow a maximum of 400 euros. After your approval, the money will be deposited immediately. During weekdays you have the money in your account almost immediately.

Pay close attention : the loans from Merratu are expensive and that is not clear. You have to choose a mandatory guarantor and they ask 20 to 35 percent costs, depending on how long you want the loan. For example, a loan of 300 euros for 30 days quickly costs you 85 euros. In addition, the following also applies:

  • You must repay the loan within the agreed period (15, 30 or 45 days) including the very high costs for the guarantee.
  • If you have previously had a loan with Merratu, you can borrow up to 800 euros and you can arrange this yourself online.
  • Merratu also offers mini loans under the name Dapodle.nl, but the costs and conditions are exactly the same.
  • The mini-loan provider does not review the bkr and does not require any conditions or submitted documents.
  • But you can find information about Merratu here and you can directly request your loan here  

Balance dip Mini loan

Balance dip Mini loan

Requesting a mini loan from Dapodle is simple and fast. Balance dip works the same as the Merratu mini loan and is actually from the same owner. You choose a guarantor here when applying. This costs extra money, around 20 to 30%. So if you apply for a loan of 200 euros, you pay 40 to 60 euros in extra costs. Be aware of this when you make the application.

If you have already applied for a mini loan from Merratu, then you will not be able to get a loan from Dapodle. Only when you have repaid the mini loan is this possible again. It is therefore not possible to take out multiple mini loans at the same time with Dapodle and Merratu.

Viloan Mini Loan

Cashper Mini Loan

Note: Viloan stopped offering mini-loans at the end of April 2016. Viloan was a new provider of mini loans in the Netherlands. With Viloan you pay extra for a mini loan if you want to receive the money within a day, do not want to fill in forms and if you want the application to be processed immediately.

  • A mini loan with Viloan costs little (you only pay interest) as long as you can wait a week. You then pay no extra service costs.
  • In the other cases you will lose more money for a loan. Viloan charges 20 or 25 percent in extra service costs if you want to receive the money within 1 or 4 days.
  • If you want more information about Viloan, check out this webpage 

Credime Mini Loan

Loandome Mini Loan

Until recently you could also contact Credime for a mini loan. The Credime website is no longer in Dutch and it is unknown whether you can still apply for a loan. Credime is a company that finances small loans with private money and is not a bank. Credime places higher restrictions on a mini loan.

A negative BKR was no problem, but if you have a benefit, you could not apply for a mini-loan here. A minimum income of 1200 euros is also required for a loan. Experience also showed that Credime is very strict with the loans: you do not stand a chance if you do not meet the conditions.

The costs at Credime amount to a 20% reimbursement on the loan amount. That is 40 euros with a loan of 200 euros; Costs 80 euros with a loan of 400 euros. But beware: not only are the costs high, the interest also continues if you are late in paying back. If you are late, you can easily get into big problems due to excessive bills.

Alternative to the Mini Loan

Alternative to the Mini Loan

Do you also think the mini-loan is too expensive? No problem, there are quite a few alternatives to the mini loan. You can also take out a loan with a higher credit limit, for example a revolving or flexible credit. With such a loan you can withdraw money up to your chosen credit limit. If you only need a small amount, then you do not have to withdraw more than that – even if you have a revolving credit of, for example, 5,000 euros. 

  • Through these providers you can have paid your loan within 3 to 5 days. You can go there immediately for a loan from 2,500 euros.
  • If you opt for a revolving credit, you do not have to withdraw all of this money. In many cases, you will be cheaper than a mini loan. Even if you only want to borrow 500 euros or 1000 euros.
  • View the options for example via Dutch Credit Group. There you can borrow from € 2,500 and you will receive an answer to your application within 20 minutes.
  • And here too: if you opt for a revolving credit, you do not have to take everything out. Withdrawing a small amount from your credit is just as possible as possible. You only pay interest on the outstanding amount.

Other alternatives

  • You can also borrow cash quickly through so-called pawnshops. You will then receive money for collateral.
  • In addition, there are more other alternatives to the mini-loan. For example if you want to borrow money to buy things, such as buying things and paying afterwards without interest
  • You can also borrow from private providers via Loandres where you can borrow money from a personal loan starting from 1500 euros. Moreover, you can also borrow briefly at Loandres, for example 6 months.
  • There are also special options for people with debts through the Credit Banks of the city. You may be eligible for a social loan, for example to repay existing debts.

Milionscred and other providers

Minilening.nl and other providers

Milionscred was one of the first mini-loan providers in the Netherlands. You could request a mini-loan from this company until the beginning of 2014. The company had many complaints, but eventually ceased its activities following a lawsuit. It no longer saw any bread in the mini loans.

Under Dutch law, it is not permitted (on an annual basis) to calculate more than 14% in costs for a loan, including interest. That makes the mini-loan for the lenders not profitable. The costs of the mini-loan from Merratu and Viloan are on a yearly basis much higher than that. Otherwise the companies would not make a profit.

That is why many other providers of the mini-loan, stopped providing credit between 2011 and 2014. In addition, many providers, including Merratu and Viloan, have received high fines from the AFM or have been banned.

At present, mini-loan providers are deliberately avoiding the law by officially operating from abroad or using other constructions. As AFM states : “Institutions prove creative in coming up with new forms of credit and cost reimbursements.”